It seems like everyone is trying to find ways to make more money and that can be very frustrating. How about instead trying some news ways to start saving money today? Here is a list of 36 ways to start saving money today with your everyday routines and spending habits.
Money Saving Apps
ibotta App – I love this app! All you have to do is take a picture of your receipt, match it with the item you bought on the app and you rack up a cash back rebate that you can redeem in $20 increments through PayPal or in the form of gift cards. And you get $10 just for signing up and redeeming your first item!
Checkout 51 – This is similar to ibotta. They have coupons for regular every day items. Upload the receipt, scan the items, and watch the money come back into your wallet!
Mobisave app – This app doesn’t yet have as many coupons as the aforementioned apps. However, the great thing about this app is your cash back is immediately credited to your PayPal account.
Amazon Prime Schedule and Save – If you do most of the shopping for your family, you can get a pretty good idea of how fast you go through certain things. You can schedule things like dish soap, shampoos, batteries, laundry soap, furnace filters, light bulbs, vitamins, etc. When you schedule these things, Amazon offers a discount! And right now, you can get a $20 discount signing up for Amazon Prime through ibotta.
Digital Coupons -Many retailers have their own app and they offer coupons on those apps. This is a lot easier than clipping coupons. Just load them to your store card and the discount will be taken at check out. No forgetting to bring the coupons with you.
Dollar Stores & Discount Stores – I recently found a bread outlet store and on certain days of the week I can get Dave’s Killer Bread for $.50!! I have also started getting produce from the 99 cent store since I realized they are getting produce from Sprouts. Find what is in your area and watch your grocery bill go down!
Stop Buying Name Brand – Years ago we visited a dairy farm. Right next to the milk jugs with the name brand, were the store brand jugs being filled with the same milk. Save yourself some cash and stop buying the name brand stuff just for the label.
Meal Plan – Meal time is so much easier when you have a plan. If you plan out for the whole month, you can make adjustments based on the weekly ads and drive down the cost on your grocery bill!
Buy Fewer Pre-Packaged Snacks or Junk Food– They are expensive and not as healthy as fruits and veggies.
Eat Leftovers – Pick one day a week that you bring out the leftovers and everyone can pick what they want to eat. Saves time and money and you don’t end up having old stinky food in the fridge!
Drink Water – Soda and juices add up on that grocery or convenience store bill. Skip the sweet stuff and drink more water. It’s healthier too!
Make Your Own Coffee and Tea – I am amazed at how busy Starbucks and especially Dutch Brothers are at all hours of the day. Save yourself the time in line and keep a little more cash in your pocket. Make your own coffee and tea just the way you like it. Amazon sells some great on-the-go coffee mugs.
Plan Ahead and Eat In – It is so easy to just pick up those take-out menus and order. I know, but it will definitely cost you. Instead, plan ahead and eat in. There are so many quick foods you can make yourself. Or plan ahead and put something in the crockpot. You can do all the prep work the night before and put it in the fridge overnight. Then turn it on before you leave for work. You will come home to an amazing smell at home, no stress dinner time, and leftovers for lunch the next day!
On The Go
Take a lunch to work – It is so easy to eat out for lunch, but not only does the daily bill add up, but you lose out on break time going to the destination of choice. Enjoy that break from work and bring a lunch with you. It is also healthier!
Take Snacks and Water With You– I have four kids and I always take water and snacks wherever we go. Whether it is just to the park or on a road trip. It saves a lot of money to not stop at fast food places while out and about running errands.
Skip The Theater – Many people have a pretty sweet entertainment set-up at home. Why not rent from Redbox or go to the library for your movies? Curl up on the sofa with your favorite snacks. No babysitter required!
Cut the Cable Bill – go with Netflix, Amazon Prime, or Hulu. You will still get the shows you love but for a lot less! A few years ago we bought the PlayOn Tv service to record shows on our computer and stream them to our laptop or PS3.
Books – Many libraries have e-books that you can borrow. You don’t have to leave your home and you don’t have to spend a dime. The e-books get automatically returned when the check-out time comes so no late fees! And if you are an Amazon Prime member, you can find lots of titles for free as well. That should keep you well stocked on reading material!
Change Your Oil – Save yourself some cash and change your oil yourself. My dad taught me how to change my oil when I was 18. If I can do it, you can too!
Simple Car Repairs – There is a YouTube video for almost everything right now which is pretty amazing for DIYers. The cruise control lever in our car broke and my hubby found a video on how to fix it. All we had to pay for was the part!
Borrow Tools – If you have a small project, borrow tools from a friend or family member. If you really need it, look on Craigslist. There are many people who used a tool once or twice, didn’t find another need for it and are now trying to recoup some of their cost on Craigslist. Make sure you test it out before you hand over the cash.
Make Gifts – There are so many ideas on Pinterest for all levels of craftiness. Making a gift is more meaningful too.
Energy Bill – Find out what kind of programs exist for low income. You may be able to decrease your bill for a few months.
Hang Your Clothes To Dry – Instead of using the dryer every day, hang your clothes out to dry on a clothes line or a drying rack. The dryer not only uses a lot of energy, it also wears clothes out faster. So save your favorite shirts and hang them up to dry – especially in the summer when they will dry very quickly!
Turn Down Your Thermostat – Or turn it up 1-2 degrees, depending on the time of year. If in summer you are comfortable at 76, just turn it up to 78. It will make a difference on your bill.
Save Your Budget
Free Date Nights – Just because you are living on a budget doesn’t mean you have to skip out on dates. Head over to Dating Divas for some fun date ideas.
Trade Babysitting – Babysitting rates are kind of ridiculous and they are all over the place. It takes a reasonably priced date and makes the cost skyrocket. Instead, find friends with kids and trade babysitting. It will help those much needed date nights to be a little more frequent.
Second Hand Stores – If you need a few odds and ends, why not consider looking at a second hand store? This is a great place to look for kids clothes. I have often found clothes with the tags still on!
Shop Around For Big Purchases – Before making a big purchase do shop comparisons. Also sign up for Paribus. They are linked with major retailers and will send you a rebate if the item you purchased goes on sale after you buy it.
Make a List of Wants And Needs – You will find a number of purchases that you do not actually need. All the little things do add up and can save your budget.
Set a Budget – Look at how you are spending your money. Look for trends where you can eliminate or decrease spending. If you spend your money with more intent, you will feel in control of your finances, rather than the other way around.
Avoid Impulse Buys – Almost every store you go to has inexpensive DVDs, magazines, and candy right by the check out stand. As you wait for your turn, you can’t help but look around and suddenly, $20 more dollars comes out of your wallet before you leave the store. Just say no and save your wallet!
Sell Unwanted Items – on Craigslist, Ebay, or Facebook. I listened to a podcast recently challenging the listeners to find things around their house to make $500 in 7 days. We had just cleaned out the garage and I didn’t think it was possible. However, as I thought on it more, we found a few large items that could be sold for a few hundred dollars each. Cha-ching!
Carpool – Save yourself some cash on gas and hit the carpool lanes. Watch all those suckers in stand-still traffic. Or, if it is feasible, ride a bike!
Cloth Diapers – Depending on how many kids you have, you may spend a small fortune on diapers. Or you could get cloth diapers and pay a diaper service to clean them or clean them yourself.
Air BnB – Planning a trip? Instead of just looking at hotels, look at the Air BnBs. There are a lot of great deals out there. And Air BnBs means you will have access to a kitchen and you won’t have to eat out every day on your vacation.
Booking Flights – Want to go some place but it’s too pricey? Check out Serena On The Go. She has great tips on how to score air tickets for really low prices!
Whew! That was a mouthful! Thanks for sticking around until the end. So what are you waiting for? Start saving money today. Go on. Go. Do it!